If you’re a Colorado resident struggling with rent, heating bills, or property taxes, you may be eligible for a financial boost through the Property Tax, Rent, and Heat Credit (PTC) Rebate program. In 2025, qualifying individuals can receive up to $1,112 to help cover essential housing-related expenses. This guide breaks down how the rebate works, who qualifies, and how you can apply before the April deadline.
Overview
Here’s a snapshot of the program for 2025:
Details | Information |
---|---|
Program Name | Property Tax, Rent, and Heat Credit (PTC) Rebate |
Max Rebate Amount | $1,112 |
Income Limits | $16,925 (single), $22,858 (married filing jointly) |
Eligibility | Based on age, disability, income, and residency |
Application Deadline | April 15, 2025 |
Where to Apply | Colorado Revenue Online |
Application Form | Form PTC-104 |
Whether you’re a senior, disabled, or earning a low income, this program offers meaningful relief for qualified residents.
What
The PTC rebate is a state-funded program that helps Colorado residents cover the cost of rent, heat, and property taxes from the previous year. The 2025 rebate applies to housing costs paid during 2023, and it’s designed to ease financial pressure for vulnerable populations.
The maximum rebate of $1,112 could make a real difference for those on fixed or limited incomes.
Who
To qualify for the rebate, you need to meet several criteria:
1. Residency
You must have lived in Colorado for the entire calendar year of 2023.
2. Income Limits
Your total income must be under:
- $16,925 for single filers
- $22,858 for married couples filing jointly
These limits include wages, pensions, Social Security, and other income sources.
3. Age or Disability
You may qualify if:
- You were 65 or older by December 31, 2023
- You were disabled for the full year
- You’re a surviving spouse age 58 or older
4. Dependency Status
You cannot be claimed as a dependent on someone else’s federal return.
Examples
- Mary, age 67, earns $14,500 in Social Security. She qualifies due to her age and income level.
- Joe, 60, is disabled and lives in subsidized housing. With a $20,000 income, he still qualifies due to the disability rule.
How
Ready to apply? Here’s a simple breakdown of the process.
Step 1
Download Form PTC-104 from the Colorado Department of Revenue’s website or pick it up from a local tax office or library.
Step 2
You’ll need:
- Proof of income (Social Security, pensions, 1099s)
- Rent receipts or property tax statements
- Heating bills
- Identification documents (ID or Social Security card)
Step 3
Complete the form with:
- Your full name, address, and Social Security number
- A detailed income report
- Your rent, heat, and property tax expenses for 2023
Step 4
Choose one of the following methods:
- Online: Through the Colorado Revenue Online portal
- By Mail: Send to
Colorado Department of Revenue
Denver, CO 80261-0005
Step 5
Use the “Where’s My Refund?” tool on the Revenue Online portal to track your application and rebate status.
Avoid
Here are common mistakes to steer clear of:
- Incorrect income reporting: Include all income sources
- Missing documents: Attach every bill or receipt required
- Late filing: Send your application before the April 15 deadline
Challenges
If you run into any of these situations, here’s what to do:
- Lost receipts? Ask your landlord or tax office for duplicates
- Income slightly over? Look into deductions like medical costs
- Unclear about eligibility? Call the Department of Revenue or nonprofit groups like the Colorado Gerontological Society for free help
Tips
- Apply early: Applications are processed in the order they’re received
- Double-check details: Accuracy speeds up approval
- Get help if needed: Many libraries and senior centers offer free filing support
Whether you’re on Social Security, living with a disability, or supporting yourself on a tight income, the PTC rebate could give you much-needed relief. Just make sure to apply before the April 15, 2025 deadline to secure your payment.
FAQs
Who qualifies for the $1,112 PTC rebate?
Colorado residents who are seniors, disabled, or low-income within limits.
What is the income limit for single filers?
$16,925 total income for single applicants.
How do I apply for the rebate?
Submit Form PTC-104 online or by mail before April 15, 2025.
What documents are needed?
Proof of income, rent or tax receipts, heating bills, and ID.
Can I track my rebate status online?
Yes, use the ‘Where’s My Refund?’ tool on Revenue Online.