You’ve probably seen talk of a $725 stimulus floating around online—and if you’re wondering whether it’s real or just another rumor, you’re not alone. While there’s no new federal $725 check going out this April, there are real government assistance programs behind the buzz, both at the federal and state levels. These include IRS-issued Recovery Rebate Credits worth up to $1,400 and state initiatives like California’s Family First pilot and Colorado’s TABOR refund.
So, what’s the $725 stimulus all about? Who qualifies? How do you claim these funds before deadlines hit? Let’s clear things up in a way that’s simple, practical, and to the point.
Breakdown
Here’s a quick overview of what people are talking about when they refer to the “$725 stimulus”:
| Topic | Details |
|---|---|
| Stimulus Amount | $725 (California) or up to $1,400 (IRS Recovery Rebate) |
| Federal Program | IRS Recovery Rebate Credit |
| State Programs | California, Colorado, plus others |
| Application Deadline | IRS: April 15, 2025; California: Closed Oct 13, 2025 |
| Where to Apply | IRS.gov, state agency websites |
$725 April Stimulus
There is no new federal stimulus check labeled “$725” this April. The figure comes from California’s Family First Sacramento program, which launched in December 2025. It’s a guaranteed income pilot giving $725 per month to 100 low-income families for one year. Though the application closed in October 2025, it’s sparked national conversation about universal basic income and targeted economic aid.
At the same time, the IRS is issuing up to $1,400 in Recovery Rebate Credits to people who missed their third stimulus payment in 2021. This credit is claimed by filing or amending your 2021 tax return by April 15, 2025.
IRS Recovery Rebate Credit
This credit is for people who missed out on the third round of stimulus checks in 2021. Instead of sending a new round, the IRS is offering the money through your 2021 tax return.
How Much Can You Get?
- $1,200 (1st round – 2020)
- $600 (2nd round – early 2021)
- $1,400 (3rd round – 2021)
Right now, the IRS is mainly focused on issuing the $1,400 third-round payment through the Recovery Rebate Credit.
Who Qualifies?
- You must have a valid Social Security number
- Not be listed as a dependent on someone else’s tax return
- Meet income limits: under $75,000 (single), $150,000 (married), or $112,500 (head of household)
- Be a U.S. citizen or resident alien in 2021
Even people with low or no income can qualify. Just file a 2021 tax return to claim it.
How to Claim Your $1,400
Here’s a quick step-by-step if you haven’t yet claimed your Recovery Rebate Credit:
- Gather your 2021 tax documents (W-2s, 1099s, benefits, etc.)
- Go to IRS.gov and use the Free File system if you earned under $73,000
- Complete your 2021 return and use Line 30 on Form 1040 to claim the credit
- Submit your return and track it using the IRS “Where’s My Refund?” tool
Deadline: April 15, 2025. Don’t wait till the last minute.
California’s $725 Family First Program
This program offers $725 per month for 12 months to 100 families in Sacramento County. It’s part of a growing list of guaranteed income programs across the U.S.
Who Qualified?
- Must live in selected zip codes in Sacramento
- Caregiver of a child aged 0–5 years
- Identify as Black, African American, American Indian, or Native American
- Household income below 200% of the federal poverty level
Application Closed: October 13, 2025. But it’s worth watching for future similar opportunities in other states or cities.
Other State-Based Relief
Colorado residents who filed a 2023 state tax return by April 15, 2025 may receive up to $800 as part of the TABOR refund (Taxpayer’s Bill of Rights).
Other States Offering Help
- New York: Rent relief and property tax rebates
- Illinois: Child tax credit and back-to-school stipends
- Washington: Working Families Tax Credit for lower-income residents
Each state has different rules, so check your state’s Department of Revenue or Human Services for current programs.
Why It Matters
Inflation, rent hikes, and rising food costs have made it hard for many families to stay ahead. These programs—whether federal tax credits or local pilot payments—can offer a financial cushion when it’s needed most.
Staying informed is the first step. The second is taking action. File those taxes, look into your eligibility, and spread the word to others who might benefit too.
FAQs
Is there a federal $725 stimulus check?
No, but California’s pilot program offers $725 monthly to select families.
Can I still claim the $1,400 stimulus?
Yes, through the IRS Recovery Rebate Credit until April 15, 2025.
What is California’s Family First program?
It’s a one-year guaranteed income program for 100 low-income families.
Who qualifies for the Recovery Rebate Credit?
U.S. citizens/residents under income limits who missed the third stimulus.
Does my state offer any stimulus?
Some states offer refunds or credits. Check your state’s revenue site.
